Motley Fool Rule Your Retirement Reviews
Retirement planning is among the essential aspects of personal finance. However, at the same time, it may often appear complicated not only to regular individuals but even to the seasoned investor or the experienced finance professional. The reason is that there are plenty of ways to navigate major financial decisions. Finding the most suitable solution can be challenging at times. That is why, most of the time, people need professional advice from a certified financial planner or a stock advisor.
This Motley Fool Rule Your Retirement review is part of the Motley Fool review series. We will deep-dive into one of the most popular online retirement planning services to reveal how it can help you manage your money and navigate the stock market.
Transparency: We may get compensated when you click on links in this article.
About Motley Fool Rule Your Retirement
Motley Fool is among the leading financial and investment platforms worldwide, run by the renowned industry-leading figures Tom and David Gardner. It gathers all types of news, analysis, industry advice, and professional guidance to help those in need to make better financial decisions.
Rule Your Retirement is one of Motley Fool’s specialized services, targeted at individuals who need to learn how to retire smarter and sooner. Rule Your Retirement is used both by current retirees and individuals planning for retirement.
The service is considered one of the best choices to maximize your retirement and the ultimate guide to proper money management. It provides actionable advice and insights on various topics, including choosing the right retirement account type, setting and achieving your retirement goals, finding the best companies to invest in, portfolio asset allocation, and more.
Rule Your Retirement (RYR) is run by Robert Brokamp, CFP®, and comes in the form of a weekly and monthly newsletter and an online knowledge center.Click Here And Join Motley Fool Rule Your Retirement For Only $99
About Robert Brokamp
Robert Brokamp, the lead advisor of the Rule Your Retirement, is a Certified Financial Planner (CFP®) and a crucial cog in the Motley Fool machine since 1999. He has long-term industry experience and is an author of hundreds of articles on retirement planning, personal finance management, investments, portfolio management, stocks industries analysis, etc. Brokamp is also the author of The Motley Fool Guide to Paying for School and a co-author of The Motley Fool Personal Finance Workbook.
The stock advisor is well-respected within the financial industry. Robert Brokamp has also been a guest speaker on retirement income issues at a Securities and Exchange Commission (SEC) Seniors Summit. His knowledge has been shared not only with Motley Fool’s audience but also with the readers of other leading publications like Better Investing and Newsweek.
There are thousands of newsletters out there, and it often isn’t easy to find the one that provides the best insights. When it comes to paid content, however, users usually get even pickier. So let’s focus on the benefits Rule Your Retirement brings to help you find out whether it is the right choice for your needs:
Addresses the most popular questions about retirement and personal financial health
- How much do I need to retire?
- How do I maximize my Social Security payout?
- Are annuities worth it as an investment?
- How to pay down debt?
These are just a few of the most popular questions individuals usually look to answer regarding personal finance matters. The Motley Fool retirement newsletter focuses on delivering insightful and actionable information and advice that tackle the most popular financial issues.
Aside from the variety of informational sources, the RYR also grants access to a set of valuable tools. For example, one is the model portfolios, structured to help the investor better navigate the stock market and make cost-efficient investments in indexed mutual funds and ETFs. The portfolio suggestions are based on three scenarios, including “10 years from retirement”, “Within 10 years of retirement”, and “In retirement” to appeal to the needs of users in different age groups.
The best thing about the Motley Fool newsletter is that it doesn’t distribute fluff information. Every bit of detail that you will have delivered into your inbox is carefully curated.
Well-structured, diversified, and perfectly-delivered content
The advice the Motley Fool team provides comes in the form of articles and guides, tailored to your preferences. Currently, there are over 1,000 different topics, with new ones being added regularly.
The content covers everything from timeless concepts about the stock market to time-sensitive ideas, actionable insights, and practical advice. RYR allows members to deep-dive into topics like current market activity and how to profit from it, general investment strategy and stocks industries know-how, portfolio management best practices, how to ensure tax efficiency, saving tips and tricks, estate planning and mortgage management, insurance, paying for college, and much more.
As you can see, although the sole focus is retirement, the content covers a plethora of other topics that might have a direct or indirect effect on it. It even focuses on topics like health and wellness, which, in fact, is crucial for your quality of life.
A significant benefit is that Robert Brokamp is a former English teacher and clearly knows how to create an engaging piece, deconstruct a complex topic, and present the essential bits in an easy-to-comprehend way.
An opportunity to interact with an engaged investment community
Subscribing for the Rule Your Retirement newsletter grants access to a message board to interact with other members. Considering that the Fool is among the leading financial education and analysis platforms, it is worth noting that its audience and the community you can interact with are like-minded, proactive, and open to discussing ideas.
Users often share their views, exchange opinions on the hottest stocks, or ask for advice from fellow members of the group who have dealt with similar financial issues in the past.
Being active isn’t mandatory, however. Even if you rarely pop up to check on the discussed topics, you can still get plenty of helpful information.
Content from an industry-leading platform
With a proven track record of more than 20 years, Motley Fool is among the most respected brands in investing and finance. Subscribing to its services should make you feel confident that you are getting market data and content with undisputed quality, trusted by millions of readers and hundreds of thousands of subscribers every month.
While the Rule Your Retirement hasn’t been around for too long for us to come up with some numbers, it is worth noting that Motley Fool usually is spot-on with its stock picks and investment ideas. Many consider it to be better performing than basically all the other newsletter service providers. For example, its flagship newsletter is claimed to have generated returns of over 350% since it was launched.
Although this might still not be the case with Rule Your Retirement, it at least indicates that Motley Fool’s team knows how to play the game.
Rule Your Retirement Costs
The Fool offers the service as a single-year and a two-year subscription plan. It is worth noting, though, that you get the best bang for your buck with the two-year plan.
If you decide to enroll for a single year, it will cost you $99. The two-year subscription plan costs $149, which means you get to pay just 50% of the second year’s price.
In the end, retirement planning is a long-term continuous process, so it might be a better idea to opt for the two-year plan.
The best thing is that Rule Your Retirement is backed by a 30-day money-back guarantee. That way, you can evaluate the content’s quality and how it fits your preferences to decide whether it is worth it.
You can also keep an eye on the periodical Motley Fool Rule Your Retirement discount offerings that pop up now and then.
Who Is Motley Fool Rule Your Retirement Good For?
As the team behind Motley Fool states itself, the Rule Your Retirement newsletter is an excellent choice for individuals in retirement or those planning for it. But we can expand that by saying that even if you aren’t thinking about retirement and want to up your financial literacy or get updates about high-potential stocks, then Motley Fool’s newsletters surely should be at the top of your list of options.
The fact that the newsletter’s content is so diversified means it can prove helpful to anyone, no matter what stage in life he is in. Young professionals may learn about investing and stock picking. Middle-aged individuals might focus more on ways to ensure the optimal contribution to their 401Ks. Retirees can take advantage of health and management advice or efficient planning of their finances, for example.
Transparency: We may get compensated when you click on links in this article.
Motley Fool Rule Your Retirement Review Summary
If you think about it, everyone plans and hopes to retire one day. The main difference is that some people don’t put too much thought into the question of how to ensure they maintain their quality of life when they exit the job market, while others find it incredibly important.
If you are from the former, consider giving financial planning a thought. If you are from the latter, then make sure to find the best investing services and professional guidance to help you out with this tricky matter. And when it comes to the available options, Rule Your Retirement is indeed among (if not) the best choices out there.
See also: Motley Fool Millionacres Review