Motley Fool Rule Your Retirement Review

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Retirement planning is among the essential aspects of personal finance. Still, it may often appear complicated to regular individuals and even to seasoned investors or experienced finance professionals because there are plenty of ways to navigate major financial decisions. Finding the most suitable solution can be challenging at times. That is why people consider professional assistance from a certified financial planner or a stock advisor helpful.

This Motley Fool Rule Your Retirement review is part of the Motley Fool review series. We will deep-dive into one of the most popular online retirement planning services to reveal how it can help members manage their money and navigate the stock market.

About Motley Fool Rule Your Retirement

The Motley Fool is among the leading financial and investment platforms worldwide, founded by renowned industry-leading experts Tom and David Gardner. It gathers all types of news, analysis, industry guidance, and professional guidance to help those in need make better financial decisions.

Rule Your Retirement is one of The Motley Fool’s specialized services, targeted at individuals who want to learn how to retire smarter and sooner. Rule Your Retirement is used both by current retirees and individuals planning for retirement.

The service is considered one of the best choices to maximize your retirement and the ultimate guide to proper money management. It provides actionable guidance and insights on various topics, including choosing the right retirement account type, setting and achieving your retirement goals, finding the best companies to invest in, portfolio asset allocation, and more.

Rule Your Retirement (RYR) is run by Robert Brokamp, CFP®, and comes in the form of a weekly newsletter and an online knowledge center.

About Robert Brokamp

Robert Brokamp, the lead advisor of the Rule Your Retirement, has been a Certified Financial Planner (CFP®) and an integral part of the Motley Fool landscape since 1999. He has the long-term industry experience and is an author of hundreds of articles on retirement planning, personal finance management, investments, portfolio management, stocks industries analysis, etc. Brokamp is also the author of The Motley Fool Guide to Paying for School and a co-author of The Motley Fool Personal Finance Workbook.

Robert Brokamp is well-respected within the financial industry and has also been a guest speaker on retirement income issues at a Securities and Exchange Commission (SEC) Seniors Summit. In addition, his knowledge has been shared not only with The Motley Fool’s audience but also with the readers of other leading publications like Better Investing and Newsweek.

Benefits

There are thousands of newsletters out there, and it often isn’t easy to find the one that provides the best insights. However, users usually get even pickier when it comes to paid content. So let’s focus on the benefits Rule Your Retirement brings to help members find out whether it is the right choice for their needs:

Addresses the Most Popular Questions About Retirement and Personal Financial Health

• How much do I need to retire?
• How do I maximize my Social Security payout?
• Are annuities worth it as an investment?
• How to pay down debt?

These are just a few of the most popular questions individuals usually look to answer regarding personal finance matters. The Motley Fool retirement newsletter delivers insightful and actionable information and insights that tackle the most popular financial issues.

Aside from the variety of informational sources, the RYR also grants access to a set of valuable tools. For example, one is the model portfolios, structured to help the investor better navigate the stock market and make cost-efficient investments in indexed mutual funds and ETFs.

The Rule Your Retirement Model Portfolios are based on three scenarios, including “10 years from retirement”, “Within 10 years of retirement”, and “In retirement” to appeal to the needs of users in different age groups.

The best thing about the Motley Fool newsletter is that it doesn’t distribute fluff information. Instead, every bit of detail that members will have delivered into your inbox is carefully curated.

All model portfolios aim to help investors create the best mix of investments with diversified risk tolerance. All model portfolios consist of a combination of ETFs and Mutual Funds differently weighted in categories like large caps, mid-caps, small caps, international stocks, real estate and bonds.

Well-structured, Diversified, and Perfectly-delivered Content

The Motley Fool team’s guidance comes in the form of articles and guides tailored to your preferences. Currently, there are over 1,000 different topics, with new ones being added regularly. In 2021, for example, over 100 articles were published.

The content covers everything from timeless concepts about the stock market to time-sensitive ideas, actionable insights, and practical direction. RYR allows members to deep-dive into topics like current market activity and how to profit from it, general investment strategy and stocks industries know-how, portfolio management best practices, how to ensure tax efficiency, saving tips and tricks, estate planning and mortgage management, insurance, paying for college, and much more.

As you can see, although the sole focus is retirement, the content covers a plethora of other topics that might have a direct or indirect effect on it. It even focuses on topics like health and wellness, which is crucial for your quality of life.

A significant benefit is that Robert Brokamp is a former English teacher and knows how to create an engaging piece, deconstruct a complex topic, and present the essential bits in an easy-to-comprehend way.

An Opportunity To Interact With an Engaged Investment Community

Subscribing for the Rule Your Retirement newsletter also grants access to a message board to interact with other members. Considering that the Fool is among the leading financial education and analysis platforms, it is worth noting that its audience and the community members can interact with are like-minded, proactive, and open to discussing ideas.

Users often share their views, exchange opinions on the hottest stocks, or ask for guidance from fellow group members who have dealt with similar financial issues in the past.

Being active isn’t mandatory, however. Even if you rarely pop up to check on the discussed topics, you can still get plenty of helpful information.

Content From an Industry-leading Platform

With a proven track record of more than 20 years, The Motley Fool is among the most respected brands in investing and finance. Subscribing to its services should make members feel confident that they are getting market data and content with undisputed quality, trusted by millions of readers and hundreds of thousands of subscribers every month.

Rule Your Retirement Costs

The regular price for a 1-year subscription to Rule Your Retirement by The Motley Fool is $149. The Rule Your Retirement subscription is backed by a 30-day membership-fee-back guarantee. That way, new members can evaluate the content’s quality and how it fits your preferences to decide whether it is worth it.

Motley Fool Rule Your Retirement Discount

The Motley Fool currently offers a special promotion with a discounted single-year and a two-year subscription plan.

Motley Fool Rule Your Retirement discount offerings:

• The one-year subscription is available for $99* (normally $149)
• The two-year subscription plan costs $149, which means new members get two years of access to the price for one with this special offer compared to the regular pricing.

Retirement planning is a long-term continuous process, so it might be better to opt for the two-year plan.

Who Is Motley Fool Rule Your Retirement Good For?

As the team behind The Motley Fool states itself, the Rule Your Retirement newsletter is an excellent choice for individuals in retirement or those planning for it.

And even if you aren’t thinking about retirement and want to up your financial literacy or get updates about model portfolios, mutual funds and ETF recommendations, then Motley Fool Rule Your Retirement surely should be at the top of your list of options.

The fact that the newsletter’s content is so diversified means it can prove helpful to anyone, no matter what stage in life he is in right now.

• Young professionals may learn about investing and stock picking.
• Middle-aged individuals might focus more on ways to ensure the optimal contribution to their 401Ks.
• Retirees can take advantage of health and management suggestions or efficient planning of their finances, for example.

Motley Fool Rule Your Retirement Review Summary

Everyone plans and hopes to retire one day. The main difference amongst people is that some don’t put too much thought into the question of how to ensure they maintain their quality of life when they exit the job market, while others find it incredibly important.

Financial planning is worth it at any time. And when it comes to the available options, Rule Your Retirement is indeed among the best choices out there.

RYR Members gain access to the model portfolios along with rebalancing guidance, receive ETF and mutual fund recommendations, social security tips, tricks and strategies, and analysis, plus coverage of critical retirement topics. In addition, the newsletter informs about newly published articles.

Investors primarily being interested in receiving specific stock picks, consider Motley Fool Stock Advisor and Motley Fool Rule Breakers instead.

Pros

• Easy-to-understand portfolio models
• Covers multiple retirement and personal finance topics
• 2 Years for the price of 1 promotion

Cons

• Historical performance of portfolio models not available

Past performance is no guarantee of future results. Individual investment results may vary. All investing involves risk of loss.

*$99 promotional price for new members only. $50 discount based on current list price of Rule Your Retirement of $149/year. Membership will renew annually at the then current list price.

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