My Funded Futures (MFFU) is a simulated futures prop firm whose flagship Rapid plan pairs a 90/10 profit split with daily payouts, a two-day minimum to pass, and no activation fee. It fits active intraday futures traders who care most about getting paid quickly and keeping more of each payout. It is a poor fit for swing traders, anyone who holds overnight, or traders who want a static drawdown instead of one that trails their equity. Dies MFF belong to the best funded trader programs and best prop firms for futures trading? Let’s find out.
What My Funded Futures Is
MFFU runs an evaluation-to-funded program on US exchange-listed futures. A trader buys an evaluation, hits a profit target inside a set of risk rules, and moves to a funded account. That funded account is simulated. All trades execute on a demo basis, and only a small share of funded traders are later invited to a live account through an affiliated company.
The instrument scope is narrow on purpose. Trading is limited to standardized futures listed on CME Group exchanges (CME, CBOT, NYMEX, and COMEX). Equities, equity options, crypto, CFDs, and over-the-counter products are not available anywhere on the platform. For a futures day trader that scope is exactly right. For anyone hoping to trade stocks or options inside the same account, it is a dead end.
The firm is candid about how hard the program is, and the published numbers back that up. Across evaluations between January 2024 and July 2025, MFFU reports that 20.35% of evaluation accounts passed, 43.41% of participants reached the funded stage at some point, 28.56% of funded traders earned at least one payout, and 1.01% advanced to a live account. Those figures sit underneath the friendly headline terms and are worth keeping in view.
The Plan Lineup
The public site now leads almost entirely with Rapid, and that is the plan most of this review covers. Three other plans round out the menu, each aimed at a different priority.
Rapid
The flagship. Rapid is the speed play: a 90/10 split, daily payout requests, a two-day pass, and a $0 activation fee. It carries an intraday trailing drawdown in the funded stage, which is the trade-off for those terms. This is the plan MFFU steers most traders toward.
Flex, Pro, and Builder
Flex is the lighter-commitment option, sold in $25K and $50K sizes with an 80% split and a different payout structure: a payout becomes available after five winning days (at least $100 net per day on the $25K, $150 on the $50K), with a $250 minimum withdrawal and a per-request cap of 50% of net profit up to $3,000 on the $25K or $5,000 on the $50K. Pro targets traders who want size and a high ceiling, with an 80% split, a payout request every 14 calendar days, a $1,000 minimum withdrawal, and a per-user request cap of $100,000. Builder is the cheapest entry point, structured as a five-payout ladder toward a live brokerage seat. A trader who wants the best split and the fastest cadence picks Rapid; the others trade some of that speed or split for a lower entry, a larger account, or a defined path to live capital.
How the Rapid Evaluation Works
The evaluation is a single phase. A trader hits the profit target across at least two trading days while staying inside the drawdown limit, and that is the pass. There is no time limit and no daily loss limit during the evaluation. A 50% consistency rule applies in the evaluation only, meaning no single day can account for more than half of the total profit at the point of passing.
Targets and limits scale with account size. The $25K targets $1,500 against a $1,000 max loss, the $50K targets $3,000 against $2,000, the $100K targets $6,000 against $3,000, and the $150K targets $9,000 against $4,500. The evaluation drawdown is measured end-of-day. Position size is capped by contract count: 3 minis or 30 micros on the $25K, scaling to 15 minis or 150 micros on the $150K.
Profit Split and Payouts
This is where Rapid separates itself. The split is a flat 90/10, with no graduated tiers, applied to every payout request. On a $10,000 payout cycle, that keeps an extra $1,000 in the trader’s pocket compared with the 80/20 split that is standard across most of the field, including MFFU’s own Flex and Pro plans.
Cadence is the other selling point. Once funded and past the buffer, a trader can request a payout every 24 hours, and the firm states that roughly 80% of requests auto-approve, most clearing in under a second. Requests routed for manual review can take six to 12 business hours. The minimum payout on Rapid is $500.
The catch sits before the first payout. A trader has to build a required buffer in realized profit before any withdrawal: $1,100 on the $25K, $2,100 on the $50K, $3,100 on the $100K, and $4,600 on the $150K. So the “daily payout” cadence does not start on day one of funding. It starts once the buffer is cleared, which for most traders is several days into the funded stage.
The Intraday Trailing Drawdown
The single most important mechanic on Rapid is the funded-stage drawdown, and it deserves real attention before purchase. In the funded account the max-loss floor trails the trader’s equity intraday, in real time, following unrealized gains during the session rather than settling only at the close. A floor that climbs with every tick of profit is harder to manage than a static end-of-day floor, because giving back an intraday gain can pull equity into the floor that the gain just lifted.
There is a stopping point. Once the balance reaches $100 above the starting balance after the buffer is built, the floor locks and stops trailing upward for good. From that point the risk parameters are stable and the floor no longer climbs. The distance involved is the account’s max-loss figure, $2,000 on the $50K for example, so the practical task is to build past the lock point without letting the trailing floor catch a round-trip. MFFU explains this openly on the plan page rather than burying it, which is to its credit, but the mechanic is still a genuine constraint and the reason Rapid is not a fit for every style.
Pricing
Rapid is a monthly subscription with no activation fee at any size and cancellation allowed at any time. The two most-traded sizes carry the prices below, shown at their standard monthly rate.
| Account size | Monthly price | Contracts (mini / micro) | Profit target | Max drawdown |
|---|---|---|---|---|
| $25,000 | $104/mo | 3 / 30 | $1,500 | $1,000 |
| $50,000 | $157/mo | 5 / 50 | $3,000 | $2,000 |
The $100K and $150K sizes are also offered, with their own monthly subscription displayed when the size is selected at checkout. The $0 activation fee matters more than it looks: many competing firms charge a separate fee, often around $130, to unlock a funded account after the evaluation is passed. Rapid activates the funded account instantly at no extra cost, so the monthly subscription is the whole price of admission.
The full rule set is identical across all four sizes apart from the dollar figures that scale. The table below lays out every parameter.
| Rule | $25K | $50K | $100K | $150K |
|---|---|---|---|---|
| Profit target | $1,500 | $3,000 | $6,000 | $9,000 |
| Max loss (evaluation, EOD) | $1,000 | $2,000 | $3,000 | $4,500 |
| Funded drawdown type | Intraday trailing | Intraday trailing | Intraday trailing | Intraday trailing |
| MLL locks at | +$100 | +$100 | +$100 | +$100 |
| Required buffer | $1,100 | $2,100 | $3,100 | $4,600 |
| Max contracts (mini / micro) | 3 / 30 | 5 / 50 | 10 / 100 | 15 / 150 |
| Min trading days | 2 | 2 | 2 | 2 |
| Daily loss limit | None | None | None | None |
| Consistency (evaluation) | 50% | 50% | 50% | 50% |
| Consistency (funded) | None | None | None | None |
| Payout frequency | Daily | Daily | Daily | Daily |
| Min payout | $500 | $500 | $500 | $500 |
| Split | 90/10 | 90/10 | 90/10 | 90/10 |
| Activation fee | $0 | $0 | $0 | $0 |
Rules and Restrictions That Affect Cost and Usability
A handful of mechanics change what Rapid is worth to a given trader, and each one is worth understanding before paying.
The buffer delays the first payout. Daily withdrawals are real, but only after the required buffer is built in realized profit. A trader expecting to withdraw on the first funded day will wait.
Rapid is intraday only. All positions must close before the daily session close, and holding overnight breaches the account. That single rule rules the plan out for swing traders entirely.
Tier 1 news trading is restricted in the funded stage. Events such as CPI, NFP, and FOMC are blocked within two minutes before and after the release on funded accounts, though the evaluation permits T1 news trading. A funded trader whose edge depends on trading the number itself loses that edge here.
A breach is final, with no reset. Hitting the max drawdown ends the account, and there is no reset to buy back in. The only path forward is a fresh evaluation, which means another subscription. Given the trailing drawdown, this is a real cost risk, not a hypothetical one.
Concurrent accounts are capped. A trader can hold up to five active sim-funded accounts on the $25K and $50K sizes, but the $100K and $150K sizes are limited to three total sim-funded accounts across all plans.
Platforms and Instruments
Rapid connects to the platforms most futures traders already use: NinjaTrader, Tradovate, TradingView, and Quantower, plus MFFU’s own Fintevo and DeepChart tools. A trader can keep an existing chart and order workflow rather than learning a new front end. Hotkey-driven execution and order routing depend on the chosen platform rather than on MFFU itself, so the practical execution experience comes down to which of those a trader already runs.
Bottom Line
My Funded Futures earns its position for one clear reason: on the Rapid plan, the combination of a 90/10 split, daily payouts, and a $0 activation fee is a better deal than the 80/20, fee-to-unlock structure common across the field. For an active intraday futures trader who can work inside an intraday trailing drawdown, it is one of the strongest offers available. The trade-offs are real and specific, and a trader should weigh the trailing drawdown and the intraday-only rule before buying. Rapid is the pick for speed and split; Pro suits traders who want size and a $100,000 payout ceiling; Flex and Builder serve lower-commitment and live-path goals respectively.
Pros
- 90/10 profit split on Rapid, well above the 80/20 standard and MFFU’s own Flex and Pro plans
- Daily payout cadence with most requests auto-approving in under a second
- $0 activation fee at every Rapid size, so a passed account unlocks at no added cost
- Two-day minimum to pass and no daily loss limit in either stage
- Connects to NinjaTrader, Tradovate, TradingView, and Quantower, so most traders keep their existing workflow
Cons
- The funded-stage intraday trailing drawdown follows unrealized gains and only locks once the balance clears the buffer plus $100, which is harder to manage than a static end-of-day floor and is the plan’s biggest catch
- A max-drawdown breach is final with no reset, so a single mistake means buying a new evaluation, and the trailing floor makes that outcome easier to hit than the headline numbers suggest
- Rapid is strictly intraday with no overnight holds and funded-stage Tier 1 news restrictions, which rules out swing traders and news-driven strategies
- The “daily payout” cadence does not begin until the required buffer is built in realized profit, so the first withdrawal is days away, not same-day
- By the firm’s own published data, only 28.56% of funded traders ever earn a payout, a reminder that the program is demanding regardless of how clean the terms look
Alternatives to My Funded Futures: Check how prop firm scaling plans compare, read the Take Profit Trader review, Tradeify funded account review or our Apex Trader Funding review.