Take Profit Trader is a one-step futures funding firm whose entire pitch rests on a single edge: profits are withdrawable on day one and then daily, with no payout window standing in the way. It suits experienced futures day traders who can reach a fixed profit target while respecting a trailing drawdown, and it offers nothing to traders who want stocks, options, forex, or crypto, because the platform is futures-only. Anyone who trades in large, inconsistent bursts is the wrong fit, since the model is built to reward small and repeatable gains.
How Take Profit Trader Works
The firm runs a single evaluation step rather than the two-phase challenge common elsewhere. A trader buys a test account, hits a profit target over a minimum of five trading days while following the risk rules, and is moved into a funded PRO account once the skills are verified. There is no second stage to clear and no waiting period before the funded account goes live.
What separates this firm from a brokerage is the structure underneath the funded account. PRO accounts are simulated, and the firm is open about that. Orders route to regulated providers (Rithmic or Tradovate) whose technology mirrors live-market conditions, and the profits earned in that simulated environment are paid out as real money. Take Profit Trader is not itself a broker and takes no counterparty position on trades.
The Test, PRO, and PRO+ Path
Three stages define the journey, and the rules shift at each one. The test runs in simulation with an end-of-day trailing drawdown, a consistency rule, and a maximum contract limit. PRO is also simulated but unlocks day-one and daily withdrawals at an 80/20 split, switching the drawdown to an intraday calculation and adding a buffer requirement. PRO+ is the only live-market tier, reached by a live review of the strongest PRO traders rather than by purchase; it pays a 90/10 split, drops the buffer, and uses an end-of-day drawdown. Upgrading to PRO+ freezes $5,000 of PRO profit during the transition, a detail worth knowing before requesting the move.
Account Sizes and Specs
Take Profit Trader offers five account sizes, each with its own contract limit, profit target, and trailing drawdown. The figures are not proportional in the way a trader might assume. On the $25k account, the $1,500 profit target sits directly on top of a $1,500 drawdown, leaving almost no room for error before the target is reached. Larger accounts give the drawdown more breathing space relative to the target, which makes the smallest account the hardest to pass on a risk-adjusted basis despite carrying the lowest price.
The contract limits scale in steps of three, from 3 contracts on the $25k up to 15 on the $150k, with micro limits at ten times the standard count. That ceiling matters for position sizing: a trader who likes to add into winners on a small account will hit the contract cap quickly.
Pricing
The monthly fee is an evaluation cost, not a funded-account cost. It recurs while a trader is in the test phase and stops once the account is funded. Passing triggers a one-time $130 PRO activation fee, after which the funded account carries no recurring subscription. That structure is the firm’s clearest cost advantage over rivals that bill every month on live accounts, and it changes the math for anyone who passes quickly.
| Account size | Monthly test price | One-time PRO activation | Max contracts | Profit target | Trailing drawdown |
|---|---|---|---|---|---|
| $25k | $150 | $130 | 3 (30 micros) | $1,500 | $1,500 |
| $50k | $170 | $130 | 6 (60 micros) | $3,000 | $2,000 |
| $75k | $245 | $130 | 9 (90 micros) | $4,500 | $2,500 |
| $100k | $330 | $130 | 12 | $6,000 | $3,000 |
| $150k | $360 | $130 | 15 | $9,000 | $4,500 |
A failed test can be reset for $100 rather than repurchased outright, and PRO account resets are available up to three times. The recurring nature of the test fee is the part that bites: a trader who needs several months of attempts to pass the $150k account will have paid far more in subscription fees than the headline price suggests. Commissions apply on test and PRO accounts at the firm’s posted round-turn rates, with standard broker rates taking over in PRO+. Subscriptions cancel through the dashboard and take effect at the end of the current billing period, and no refund policy is published.
Payout Policy
This is the section that justifies the firm’s existence. Profits in a PRO account can be withdrawn on the first day and on any day after, with no payout window, no minimum number of profitable days, and no maximum withdrawal amount. Most prop firms make a funded trader wait days or weeks and then cap how much leaves the account. Take Profit Trader removes that friction entirely above the buffer threshold.
Withdrawals run through Plaid or ACH for US traders and through PayPal or Wise for international traders, typically clearing within one business day. For a trader who treats this as income rather than a score to chase, the ability to pull profit on a Tuesday because rent is due on Friday is the practical difference that the policy buys.
Rules and Restrictions That Matter
A funded account is only as good as the rules attached to it, and several here change what the product is actually worth.
The Buffer and the 80% Line
The buffer zone equals the account’s starting balance plus its drawdown amount: $26,500 on a $25k account, $52,000 on a $50k, and so on up to $154,500 on the $150k. Profits above that line withdraw at the full 80% split. Pulling money while the balance is still inside the buffer is possible, but it terminates the account and pays out at a reduced split based on how long the account was held. The sensible play is to trade the balance clear of the buffer first and only then start withdrawing, because an early pull on a thin account ends the account rather than funding it.
The Trailing Drawdown
The drawdown is the harshest mechanic, and it behaves differently across stages. In the test, it is calculated only at the end of each day and trails the highest end-of-day balance upward until it reaches the original account balance, where it locks. In the PRO account, the same drawdown is calculated intraday, tracking the peak balance in real time including unrealized profit. That shift is significant. A scalper who lets a position run into a $400 unrealized gain and then gives it back has moved the intraday drawdown against themselves in a way the end-of-day version would have ignored. The intraday model rewards taking profit into strength and punishes round-tripping a trade.
The Consistency Rule
The consistency rule applies in the test only and does not fail an account. It simply prevents any single day from accounting for 50% or more of the profit target, so a trader cannot pass on one outsized session. On a $50k account with a $3,000 target, no single day can contribute $1,500 or more toward the pass. The rule forces gains to be spread across multiple days and lengthens the time to funding for anyone accustomed to making a month in one trade. It is a discipline filter more than a cost, but it does shape how the test is approached.
News, Session Close, and Other Limits
PRO and PRO+ accounts prohibit trading specified major news events, which removes a class of high-volatility setups some day traders rely on. Positions must be flat before the session close at 5PM ET. Trading bots and counter positions are not allowed, and there is no scaling plan dictating how size increases over time. A trader can run up to five PRO or PRO+ accounts at once, for as much as $750k in combined capital, and copy trading across them is permitted.
Platforms and Instruments
Connectivity is a strength. The firm supports more than 15 trading platforms across the CQG, Rithmic, and Tradovate data feeds, including NinjaTrader, TradingView, Tradovate, R Trader, Quantower, and MotiveWave. A trader who already lives in one of those tools can keep their charts and hotkeys rather than learning a proprietary terminal.
The instrument list is where the firm draws a hard line. Trading is limited to futures on the CME, COMEX, NYMEX, and CBOT. There is no access to equities, options, forex, crypto, or CFDs. That scope is a gate, not a footnote: a multi-asset trader will find half their playbook unusable here.
Bottom Line
Take Profit Trader is a strong choice for a disciplined, experienced futures day trader who wants fast access to firm capital and faster access to the profits earned on it. The payout policy is the reason to pick it, and the one-time funded-account fee makes it cheaper to hold than monthly-billed alternatives once a trader is through the test. The case weakens for anyone who needs many attempts to pass, since the recurring evaluation fees stack, and it collapses entirely for traders who want anything other than futures. Between January 1 and December 31, 2024, 16.86% of all trading tests were passed, which is a fair signal that the evaluation is genuinely difficult rather than a formality.
Pros
- Day-one and daily withdrawals with no payout window, no minimum profitable days, and no cap on withdrawal size.
- One-time $130 PRO activation fee with no recurring charge on the funded account, unlike firms that bill monthly on live capital.
- A live-market PRO+ tier at a 90/10 split with end-of-day drawdown and no buffer requirement.
- Support for more than 15 platforms across three major data feeds, including TradingView and NinjaTrader, plus up to five concurrent accounts with copy trading.
Cons
- The PRO account uses an intraday trailing drawdown that tracks unrealized profit in real time, which punishes normal mid-trade heat far more than an end-of-day model and is the firm’s most demanding mechanic for active scalpers.
- Withdrawing before the balance clears the buffer terminates the account at a reduced split, a trap that catches traders who pull profit too early on a thin account.
- The recurring monthly evaluation fee means a slow or repeated path to passing can cost several times the headline price before a single funded dollar is earned.
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